Reconciling Checkbooks and the Shift to Online Banking

Checkbook Tedium

• On February 2, 2025, upon receiving my monthly bank statement via email, I reflected on the changes in personal finance over the decades.
• I recalled how receiving bank statements in the past used to trigger the tedious chore of "reconciling a checkbook" to match outstanding checks and balances.
• I realized that I had not needed to do this for a decade or two, thanks to the convenience of checking my precise financial status instantly via smartphones and banking websites.